Upgrade Your Finances: The Family Road Trip Ellie Kay is known as “America’s Family Financial Expert” ® and in this Financial UPGRADE gives us some timely information on taking the family on a road trip this year. “I remember my dad stuffing all of us kids in the back of a VW bug and traveling from Texas to Indiana, making about 600 miles per day,” Ellie says. “It was a daring adventure!” I (Dawn) traveled a lot too, in a military family; and I can attest that Ellie’s financial tips are all helpful and wise! Ellie continues . . . That traveling tradition continued with my own military family as we took time in the summer to carve our own road trip. Here are some ideas that will make your family trip a lot more fun and affordable. 1. Begin With Prayer My husband, Bob, and I liked to begin our family vacation planning process with prayer. James 1:5 says that if any of us lack wisdom, we can ask God. Well, we asked Him early and often and He answered! We feel that He gave us additional insight as to what would be best for our family and our budget. Then, before each day’s drive, Bob had the whole Suburban full of kids bow their heads and he prayed for safety, for unity and for a spirit of fun. 2. Healthy Eats and Treats One of the greatest expenses while traveling is for food on the road. Not only does it get pricey, but these purchases can also take a toll on health by eating fast food on the road. When we traveled, we packed a lunch for the first day on the road and stopped at roadside parks. It’s easy to plan these stops by locating parks through the Roadtrippers app. To save money on snacks, pack some healthy options in individual bags for each family member – such as carrots, grapes, cherries, pretzels or trail mix. Bring along extra snack-size baggies so you can split other treats you buy on the road – such as fresh popcorn, fruit or beef jerky from a roadside store. 3. Busy Hands and Happy Hearts One of our main challenges as a family was keeping the kids occupied, and this is the number one concern I hear from parents. Older children can use a tablet or game to stay busy, and everyone enjoys movies on the way. But even these options can lead to inevitable boredom as kids start to get restless. I think this is where creativity comes into play. When we had a long trip (or a military move), I shopped ahead of time for small games, books, activity puzzles, little toys and other trinkets I knew they would like. Then I’d wrap these “surprises” in gift paper and put each child’s name on it. At the top of every hour, we would give them their individual present. You can also go to Travelforkids to find other alternatives. 4. A Place to Stay There are creative ways to save money on a place to stay on the family road trip. You can go to vrbo.com to find vacation rentals by owners. Suite hotels that offer extra rooms are also an option such as the ones found at hotels.com, orbitz.com or cheaphotels.com. Another option is to try a family camp. Google “YMCA family camps” to find one that meets your needs. You can enjoy a cabin, horseback riding, canoeing, and other great family activities for 40% off the cost of a conventional resort area. 5. Food and Entertainment Be sure you make use of Yelp to find the best restaurant at the best prices and bonuses such as free appetizers or desserts. I also recommend entertainment.com where you enter the zip code of where you will be traveling in order to preview their entertainment books for that destination. Be sure you download the app RetailMeNot to find codes on everything you’ll need on your vacation, whether you are shopping for souvenirs in a store or eating at a restaurant. At restaurant.com you enter the zip code to get gift certificates for half price and while you’re there, see if they have any sales. I recently bought $25 gift certificates at that site for only $4 when I applied a coupon code. 6. Save on Gas AAA’s Fuel Cost Calculator helps plot the most efficient route. Just enter the year, make and model of your car and it will compute what you’ll spend on gas. Get the GasBuddy app and find the cheapest price for gas along the way. We also use the Waze app to find real time road conditions, the most efficient route, and the best gas prices along the way. On more than one occasion, it has saved us 30-45 minutes by avoiding a crash or slow down. 7. Prayer of Thanks Begin and end your family road trip with prayer, thanking God for his protection, wisdom and safety. Some of the best family memories you may ever have can be found on the road if you purpose in your hearts to make them with the ones you love. What kind of a family road trip will you have this year? Ellie Kay is the best-selling author of fifteen books including Lean Body, Fat Wallet, and Heroes at Home. She is a Toastmaster Accredited Speaker as well as a popular international speaker and media veteran who has given over1,200 media interviews including appearances on ABC, CNBC, CNN and Fox News. As a popular columnist, she writes for six national magazines and has been a Subject Matter Expert for the Wall Street Journal, New York Times and Washington Post. Currently, Ellie provides financial education to military members through her “Heroes at Home Financial Event” sponsored for USAA. Ellie is married to LTC Bob Kay and they have seven children. Graphic of picnic table, courtesy of Morguefile. Family Finances Stewardship